Home Loan Services in Virginia

Are you a potential Virginia homebuyer looking for the best home loan services to meet all your needs? You’ve come to the right place. The pros at Bay Area Mortgage have been providing Virginian’s with mortgage services for years, helping them obtain financing and get into the home of their dreams.

Whether you’re a first-time homebuyer entering the market and looking for expertise and assistance, an experienced real estate flipper who knows the lay of the land, or even a current homeowner who is considering refinancing their mortgage, we’re here to help. We offer an extensive range of mortgage programs and the best mortgage rates you’ll find given your needs. Contact our team of loan officers to learn more.

Quality Loan Officers

The mortgage process can be a complex one, and you need professionals on your team with experience and expertise in several areas. Our loan officer staff includes only the very best in the field, from a rigorous screening and hiring process to extensive training and repetition of our client-facing business model.

Our long track record of success for our clients speaks for itself. Our clients not only get the very best in mortgage rates and ideal home loan products, but also assistance with every step of the mortgage qualification and application process.

Mortgage Solutions

Our mortgage programs are comprehensive and cover a wide range of potential buyers and needs. Our conventional mortgage loans are available in both fixed and adjustable rates depending on your needs, for one, and we also offer numerous specialty mortgage programs outside the conventional realm: FHA loans for first-time homebuyers, VA loans for military veterans and their families, or even jumbo loans for those looking into higher-value properties than the typical conforming loan limit.

Refinancing Assistance

We’re also happy to help those who already have found their home and are currently paying an existing mortgage, but looking to refinance. This begins with a consultation where we go over your reasons for refinancing – are you looking for a lower monthly payment, for instance, or looking to capitalize on home equity you’ve built up? There are also several other potential reasons for refinancing, which we’ll go over with you.

From there, we’ll evaluate the current market and the mortgage rates you qualify for on a refinance. We’ll advise on whether this move will help you accomplish the goals you’ve laid out, plus offer assistance with applications and other documents if you decide to move forward.

For more on any of our home loan services in Virginia, speak to the staff at Bay Area Mortgage today.